*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy: #0f1f3d;
    --navy-mid: #162848;
    --blue: #1a4fa0;
    --accent: #e8a020;
    --accent-light: #f5b93e;
    --green: #1a8a4a;
    --green-light: #22a85a;
    --text: #1c2535;
    --text-light: #5a6478;
    --bg: #f7f9fc;
    --white: #ffffff;
    --border: #dce3ef;
    --red: #c0392b;
  }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'Lato', sans-serif;
    background: var(--bg);
    color: var(--text);
    font-size: 16px;
    line-height: 1.65;
  }

  /* ── HERO ── */
  .hero {
    background: linear-gradient(135deg, var(--navy) 0%, #1a3a72 60%, #1a4fa0 100%);
    color: white;
    padding: 72px 24px 80px;
    position: relative;
    overflow: hidden;
  }
  .hero::before {
    content: '';
    position: absolute;
    top: -80px; right: -80px;
    width: 500px; height: 500px;
    background: radial-gradient(circle, rgba(232,160,32,.18) 0%, transparent 70%);
    pointer-events: none;
  }
  .hero-inner {
    max-width: 1100px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 48px;
    align-items: center;
  }
  .hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(232,160,32,.2);
    border: 1px solid rgba(232,160,32,.5);
    color: var(--accent-light);
    font-size: 13px;
    font-weight: 700;
    padding: 6px 14px;
    border-radius: 100px;
    margin-bottom: 20px;
    letter-spacing: .5px;
    text-transform: uppercase;
  }
  .hero h1 {
    font-family: 'Merriweather', serif;
    font-size: 38px;
    font-weight: 700;
    line-height: 1.25;
    margin-bottom: 16px;
    color: #FFFFFF;
  }
  .hero h1 em {
    font-style: normal;
  }
  .hero-sub {
    font-size: 18px;
    color: #b8cce8;
    margin-bottom: 28px;
    max-width: 560px;
  }
  .hero-bullets {
    list-style: none;
    margin-bottom: 36px;
    display: flex;
    flex-direction: column;
    gap: 10px;
  }
  .hero-bullets li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 16px;
    color: #d4e2f5;
  }
  .hero-bullets li .chk {
    color: #4cdb7a;
    font-size: 18px;
    flex-shrink: 0;
    margin-top: 1px;
  }
  .trust-row {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
  }
  .trust-badge {
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.15);
    border-radius: 8px;
    padding: 10px 16px;
    font-size: 13px;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 8px;
    color: #d4e2f5;
  }
  .trust-badge .icon { font-size: 18px; }

  /* CTA CARD */
  .hero-cta-card {
    background: white;
    border-radius: 16px;
    padding: 32px 28px;
    color: var(--text);
    box-shadow: 0 24px 64px rgba(0,0,0,.3);
  }
  .cta-card-title {
    font-size: 20px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 6px;
    text-align: center;
  }
  .cta-card-sub {
    font-size: 13px;
    color: var(--text-light);
    text-align: center;
    margin-bottom: 24px;
  }
  .form-group { margin-bottom: 14px; }
  .form-group label {
    display: block;
    font-size: 12px;
    font-weight: 700;
    color: var(--text-light);
    margin-bottom: 5px;
    text-transform: uppercase;
    letter-spacing: .4px;
  }
  .form-group input,
  .form-group select,
  .form-group textarea {
    width: 100%;
    padding: 11px 14px;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    font-family: 'Lato', sans-serif;
    font-size: 15px;
    color: var(--text);
    background: #f9fafc;
    transition: border-color .2s;
    outline: none;
  }
  .form-group input:focus,
  .form-group select:focus,
  .form-group textarea:focus {
    border-color: var(--blue);
    background: white;
  }
  .btn-primary {
    width: 100%;
    background: var(--green);
    color: white;
    font-family: 'Lato', sans-serif;
    font-size: 16px;
    font-weight: 800;
    padding: 15px;
    border: none;
    border-radius: 8px;
    cursor: pointer;
    transition: background .2s, transform .1s;
    letter-spacing: .3px;
  }
  .btn-primary:hover { background: var(--green-light); transform: translateY(-1px); }
  .btn-primary:active { transform: translateY(0); }
  .form-privacy {
    font-size: 11px;
    color: var(--text-light);
    text-align: center;
    margin-top: 10px;
    line-height: 1.5;
  }

  /* ── SAVINGS BANNER ── */
  .savings-section {
    background: var(--accent);
    padding: 28px 24px;
  }
  .savings-inner {
    max-width: 1100px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 48px;
    flex-wrap: wrap;
  }
  .savings-item {
    text-align: center;
  }
  .savings-number {
    font-size: 42px;
    font-weight: 900;
    color: var(--navy);
    line-height: 1;
  }
  .savings-label {
    font-size: 14px;
    font-weight: 700;
    color: var(--navy);
    margin-top: 4px;
    opacity: .8;
  }
  .savings-divider {
    width: 1px;
    height: 48px;
    background: rgba(15,31,61,.2);
  }

  /* ── SECTION WRAPPER ── */
  .section {
    padding: 72px 24px;
  }
  .section-inner {
    max-width: 1100px;
    margin: 0 auto;
  }
  .section-label {
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--blue);
    margin-bottom: 10px;
  }
  .section-title {
    font-family: 'Merriweather', serif;
    font-size: 30px;
    font-weight: 700;
    color: var(--navy);
    line-height: 1.3;
    margin-bottom: 14px;
  }
  .section-body {
    font-size: 17px;
    color: var(--text-light);
    max-width: 620px;
    margin-bottom: 48px;
  }

  /* ── COMPARISON TABLE ── */
  .comparison {
    background: white;
  }
  .compare-table {
    width: 100%;
    border-radius: 16px;
    overflow: hidden;
    border: 1.5px solid var(--border);
    box-shadow: 0 4px 24px rgba(15,31,61,.07);
  }
  .compare-table table {
    width: 100%;
    border-collapse: collapse;
  }
  .compare-table th {
    padding: 20px 24px;
    font-size: 15px;
    font-weight: 800;
    text-align: center;
  }
  .th-empty { background: #f3f5f9; }
  .th-datev-asp {
    background: #fef3f2;
    color: var(--red);
  }
  .th-fritz {
    background: var(--navy);
    color: white;
  }
  .th-fritz span {
    display: block;
    font-size: 11px;
    font-weight: 400;
    opacity: .7;
    margin-top: 2px;
  }
  .compare-table td {
    padding: 14px 24px;
    font-size: 14px;
    border-top: 1px solid var(--border);
    vertical-align: middle;
  }
  .compare-table tr:hover td { background: #f9fafd; }
  .td-feature { font-weight: 600; color: var(--text); }
  .td-asp { text-align: center; color: var(--red); }
  .td-fritz { text-align: center; background: #f0f9f5; font-weight: 700; color: var(--green); }
  .compare-table .row-highlight td { background: #fffbf0; }
  .compare-table .row-highlight .td-fritz { background: #e8f9ef; }
  .th-onpremise {
    background: #f3f5f9;
    color: var(--text-light);
  }
  .td-onpremise {
    text-align: center;
    color: var(--text-light);
    font-size: 13px;
  }
  .td-onpremise small { display: block; font-size: 11px; opacity: .8; }
  .td-asp small { display: block; font-size: 11px; opacity: .8; }
  .td-fritz small { display: block; font-size: 11px; font-weight: 400; opacity: .8; }
    display: inline-block;
    background: var(--green);
    color: white;
    font-size: 10px;
    font-weight: 800;
    padding: 2px 7px;
    border-radius: 4px;
    margin-left: 6px;
    vertical-align: middle;
    letter-spacing: .3px;
  }

  /* ── PRICING ── */
  .pricing { background: var(--bg); }
  .pricing-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
  .plan {
    background: white;
    border: 1.5px solid var(--border);
    border-radius: 16px;
    padding: 32px 28px;
    position: relative;
    transition: box-shadow .2s;
  }
  .plan:hover { box-shadow: 0 8px 32px rgba(15,31,61,.1); }
  .plan.popular {
    border-color: var(--blue);
    box-shadow: 0 8px 32px rgba(26,79,160,.15);
  }
  .popular-badge {
    position: absolute;
    top: -13px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--blue);
    color: white;
    font-size: 12px;
    font-weight: 800;
    padding: 4px 16px;
    border-radius: 100px;
    white-space: nowrap;
  }
  .plan-name {
    font-size: 14px;
    font-weight: 800;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: .8px;
    margin-bottom: 8px;
  }
  .plan-desc {
    font-size: 14px;
    color: var(--text-light);
    margin-bottom: 20px;
    min-height: 40px;
  }
  .plan-price {
    margin-bottom: 24px;
  }
  .price-from { font-size: 13px; color: var(--text-light); }
  .price-amount {
    font-size: 40px;
    font-weight: 900;
    color: var(--navy);
    line-height: 1;
  }
  .price-unit { font-size: 15px; font-weight: 400; color: var(--text-light); }
  .price-note { font-size: 12px; color: var(--text-light); margin-top: 4px; }
  .plan-features {
    list-style: none;
    margin-bottom: 28px;
    display: flex;
    flex-direction: column;
    gap: 9px;
  }
  .plan-features li {
    font-size: 14px;
    color: var(--text);
    display: flex;
    align-items: flex-start;
    gap: 8px;
  }
  .plan-features li .f-chk { color: var(--green); font-weight: 900; flex-shrink: 0; }
  .btn-plan {
    display: block;
    width: 100%;
    text-align: center;
    padding: 13px;
    border-radius: 8px;
    font-weight: 800;
    font-size: 15px;
    text-decoration: none;
    transition: .2s;
    border: 2px solid var(--blue);
    color: var(--blue);
  }
  .btn-plan:hover { background: var(--blue); color: white; }
  .plan.popular .btn-plan {
    background: var(--blue);
    color: white;
  }
  .plan.popular .btn-plan:hover { background: #1340a0; }

  /* ── FEATURES ── */
  .features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
  }
  .feature-card {
    background: white;
    border: 1.5px solid var(--border);
    border-radius: 14px;
    padding: 28px 24px;
    transition: box-shadow .2s, transform .2s;
  }
  .feature-card:hover {
    box-shadow: 0 8px 24px rgba(15,31,61,.09);
    transform: translateY(-2px);
  }
  .feature-icon {
    font-size: 32px;
    margin-bottom: 14px;
    display: block;
  }
  .feature-title {
    font-size: 16px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 8px;
  }
  .feature-text {
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.6;
  }

  /* ── TESTIMONIALS ── */
  .testimonials { background: white; }
  .testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
  .testimonial {
    background: var(--bg);
    border-radius: 14px;
    padding: 28px 24px;
    border: 1.5px solid var(--border);
    position: relative;
  }
  .testimonial::before {
    content: '"';
    font-size: 64px;
    color: var(--blue);
    opacity: .15;
    position: absolute;
    top: 10px;
    left: 20px;
    line-height: 1;
    font-family: 'Merriweather', serif;
  }
  .testimonial-text {
    font-size: 15px;
    color: var(--text);
    line-height: 1.65;
    margin-bottom: 20px;
    font-style: italic;
    position: relative;
  }
  .testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
  }
  .author-avatar {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 800;
    font-size: 16px;
    flex-shrink: 0;
  }
  .author-name { font-weight: 700; font-size: 14px; color: var(--navy); }
  .author-role { font-size: 12px; color: var(--text-light); }
  .stars { color: #f5b93e; font-size: 14px; letter-spacing: 1px; }

  /* ── FAQ ── */
  .faq { background: var(--bg); }
  .faq-list { max-width: 800px; margin: 0 auto; }
  .faq-item {
    background: white;
    border: 1.5px solid var(--border);
    border-radius: 10px;
    margin-bottom: 12px;
    overflow: hidden;
  }
  .faq-question {
    padding: 20px 24px;
    font-weight: 700;
    font-size: 15px;
    color: var(--navy);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    user-select: none;
  }
  .faq-question:hover { color: var(--blue); }
  .faq-arrow {
    font-size: 18px;
    transition: transform .2s;
    flex-shrink: 0;
    color: var(--blue);
  }
  .faq-item.open .faq-arrow { transform: rotate(180deg); }
  .faq-answer {
    display: none;
    padding: 0 24px 20px;
    font-size: 14px;
    color: var(--text-light);
    line-height: 1.7;
  }
  .faq-item.open .faq-answer { display: block; }

  /* ── FINAL CTA ── */
  .cta-section {
    background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
    padding: 80px 24px;
    text-align: center;
    color: white;
  }
  .cta-section h2 {
    font-family: 'Merriweather', serif;
    font-size: 34px;
    font-weight: 700;
    margin-bottom: 16px;
    line-height: 1.3;
  }
  .cta-section p {
    font-size: 18px;
    color: #b8cce8;
    max-width: 580px;
    margin: 0 auto 36px;
  }
  .cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
  }
  .btn-cta-primary {
    background: var(--accent);
    color: var(--navy);
    font-weight: 800;
    font-size: 16px;
    padding: 16px 36px;
    border-radius: 8px;
    text-decoration: none;
    transition: .2s;
  }
  .btn-cta-primary:hover { background: var(--accent-light); transform: translateY(-2px); }
  .btn-cta-secondary {
    background: transparent;
    color: white;
    border: 2px solid rgba(255,255,255,.4);
    font-weight: 700;
    font-size: 16px;
    padding: 16px 36px;
    border-radius: 8px;
    text-decoration: none;
    transition: .2s;
  }
  .btn-cta-secondary:hover { border-color: white; background: rgba(255,255,255,.08); }

  /* ── FOOTER ── */
  footer {
    background: var(--navy);
    color: #8899bb;
    padding: 32px 24px;
    text-align: center;
    font-size: 13px;
  }
  footer a { color: #b8cce8; text-decoration: none; }
  footer a:hover { color: white; }
  .footer-links { display: flex; gap: 24px; justify-content: center; flex-wrap: wrap; margin-bottom: 16px; }

  /* ── SUCCESS STATE ── */
  .form-success {
    display: none;
    text-align: center;
    padding: 20px 0;
    color: var(--green);
  }
  .form-success .success-icon { font-size: 48px; margin-bottom: 12px; }
  .form-success h3 { font-size: 20px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
  .form-success p { font-size: 14px; color: var(--text-light); }

  /* ── RESPONSIVE ── */
  @media (max-width: 900px) {
    .hero-inner { grid-template-columns: 1fr; }
    .hero-cta-card { max-width: 480px; }
    .pricing-grid, .features-grid, .testimonials-grid { grid-template-columns: 1fr 1fr; }
    .hero h1 { font-size: 30px; }
  }
  @media (max-width: 600px) {
    .pricing-grid, .features-grid, .testimonials-grid { grid-template-columns: 1fr; }
    .savings-inner { gap: 20px; }
    .savings-divider { display: none; }
    .nav-phone a:not(.btn-nav) { display: none; }
    .hero h1 { font-size: 26px; }
    .section-title { font-size: 24px; }
    .cta-section h2 { font-size: 26px; }
  }